Updated: 01/01/21

Privacy Policy

Your privacy is important to Luxury Card. Maintaining the trust of our users is key to the success of our business, and this Privacy Policy is intended to make you feel as comfortable as possible visiting and using our website (the “Site”).
Summary
  • Black Card LLC, d/b/a Luxury Card, owns and operates this Site.
  • Barclays Bank Delaware (“Barclays”) owns and operates the credit card application page accessible from this Site.
  • Luxury Card does NOT collect any Personal Information on this Site except in the sole instance where you request additional information from Luxury Card about Luxury Card’s credit card products and services that is not available on the Site.
  • However, if you apply for a Luxury Card credit card product from this Site, this Site will automatically direct you to an application page, https://apply.luxurycard.com/apply/Application.action, hosted by Barclays. The information you submit from the application page is subject to, and governed by, Barclays’ privacy policy, which is included here for your reference Barclays' Privacy Policy. We encourage you to review Barclays’ Privacy Policy to make sure you are comfortable with it before providing your personal or banking information to Barclays.
Acceptance
This Privacy Policy is a part of our Terms of Use agreement, and by using this Site you agree to be bound by its terms and conditions and confirm that you are not located outside the United States. IF YOU ARE LOCATED OUTSIDE THE UNITED STATES, OR IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY, YOU ARE NOT AUTHORIZED TO USE THE SITE. This Privacy Policy only addresses activities from our servers. Other sites (including those that we link to and third-party sites or services with which we co-brand, such as Barclays) may have their own policies, which we do not control and are thus not addressed or controlled by this policy. Please review those other policies to make sure you are comfortable with them before providing your personal or banking information to those sites.
Personal Information vs. Non-Personal Analytical Information

"Personal Information" is information that would allow someone to identify or contact you, including, for example, your full name, address, telephone number or email address. Personal Information does not include anonymous analytical information.

“Non-Personal Analytical Information” is aggregated information that, by itself, does not permit the identification of individual persons (like statistics about how many persons visited the Site last month or how many visitors are male and how many are female).

What Personal Information does Luxury Card collect, maintain or share from this Site (other than the credit card application page)?

This Site (other than the credit card application page which is run by Barclays and is subject to Barclays' Privacy Policy and not this Luxury Card Privacy Policy) generally does not have any method of collecting Personal Information. Unless after the date of this Privacy Policy we state on other areas of our Site that we may collect Personal Information from such areas, we may collect Personal Information from this Site through cookies, which we may share with third parties for targeted advertising purposes. If you do not want us to share the Personal Information collected through the cookies on this Site, you may manage your cookie settings here: Cookie Settings. We may also collect Personal Information when you initiate a request to us for information that is not available on this Site and you provide us your contact information so we may respond to your request. In that case, we will collect the contact information you provide, which will include Personal Information such as your name and contact information. We will only use such Personal Information to provide the information you requested, and will delete it once our interaction is complete. Additionally, we may share it with our third party providers to the extent necessary to provide you with the information or services you requested or to an acquirer of our business.

Although your privacy is very important to us, due to legal rules beyond our control, we cannot fully ensure that your private communications and other Personal Information will not be disclosed to unauthorized third parties. For example, we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. Additionally, in the unlikely event we need to investigate or resolve possible problems or inquiries, we can, and you authorize us to, disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate. In addition, we may share Personal Information with our contractors on a need-to-know basis in order to maintain our Site and services provided that such contractors have agreed to nondisclosure and confidentiality requirements.

What Personal Information is collected from the credit card application page?

When you go to the page to apply for a Luxury Card credit card product, you are leaving this Site and going to a site owned and operated by Barclays (even though it is co-branded with Luxury Card). Any Personal Information you provide in your application is being submitted to Barclays and is addressed by Barclays' Privacy Policy (and not this Luxury Card Privacy Policy). We encourage you to review Barclays’ Privacy Policy to make sure you are comfortable with it before providing your personal or banking information to Barclays.

What Non-Personal Analytical Information does Luxury Card collect, maintain or share from this Site?

We use a feature of your device’s browser called a "cookie" to assign a unique number that automatically identifies your device when you visit the Site. A cookie is a piece of data stored on your device containing information about your visit. It is only used for anonymous analytics, and for no other reason. We use the anonymous analytical information on an aggregated basis (not personally identifiable) to do such things as operate our Site, enhance our Site and deliver messages. We may disclose aggregated information about our users, but that information contains no Personal Information specific to you. We also use other data collection tools such as Google Analytics to help analyze how visitors use the Site. These tools use cookies to collect standard Internet log information and visitor behavior information in an anonymous form. The information generated by the cookie about your use of the Site (including IP address) is transmitted to Google Analytics. This information is then used by us to evaluate visitors’ use of the Site and to compile statistical reports on website activity for us. If you would like to opt-out from the use of your information by Google Analytics, you may use Google’s analytics opt-out browser add-on designed for this purpose.

Other
  • (1) Privacy Protection for Children and Minors

    We do not knowingly collect or maintain Personal Information from any person under the age of 13. In order to protect the privacy interests of younger Site users, we do not allow children under the age of 13 or minors under the age of 18 to use our services. No parts of our Site are directed to or designed to attract anyone under the age of 13.

  • (2) The Choices Available to Users Regarding Collection, Use And Distribution of the Personal Information

    If you provide us any Personal Information, you can control the content of your Personal Information by following the instructions stated below in Section 3.

    Please note that if you provide any information on your own or directly to parties who provide service to or through the Site or any other sites you encounter on the Internet (even if these sites are branded with our branding), different rules may apply to their use or disclosure of any Personal Information you disclose to them. We encourage you to investigate and ask questions before disclosing information to third parties.

  • (3) How Users Can Correct Any Inaccuracies in the Personal Information

    If you submit any Personal Information to us and it changes, or if you no longer desire our information or service through this Site, we will provide a way for you to correct, update or remove any of your Personal Information that we may have. This can usually be done for you by emailing our customer support at concierge@luxurycard.com.

  • (4) What Kind of Security Procedures We Use to Protect the Loss, Misuse or Alteration of Your Personal Information Under Our Control

    If we collect any Personal Information, Luxury Card takes reasonable security precautions to protect our users' information. When users submit sensitive information via our Site, that information is protected both online and off-line. If we offer registration and personal profile forms on the Site that ask users to enter sensitive information, that information is protected using industry-standard SSL encryption. We will not be responsible for loss, corruption or unauthorized acquisition or misuse of Personal Information that you provide through the Site that is stored by us, or for any damages resulting from such loss, corruption or unauthorized acquisition or misuse. It is your responsibility to protect the security of your login information.

  • (5) Controls for Do-Not-Track Features

    Most web browsers and some mobile operating systems include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Policy.

  • (6) California Privacy Rights

    If you are a California resident, under the California Consumer Privacy Act (“CCPA”) after January 1, 2020, you may request up to two times in any twelve month period (1) that we disclose how we collect and use Personal Information as it relates to you, the categories of Personal Information we collect, the categories of sources we collect it from, the business or commercial purpose for collecting or selling it and the categories of any third parties to whom we sell or disclose the Personal Information, (2) the specific pieces of Personal Information we collected about you during the prior 12 months; (3) to have such Personal Information deleted (with some exceptions), and (4) that your Personal Information not be sold or disclosed to third parties (although not disclosing it to our third-party providers means you will not be able to use portions of the services). We agree that we will not discriminate against you if you exercise any of these rights. Your request must be identified as a “Personal Information Request” and be directed to concierge@luxurycard.com or you can call the Concierge phone number listed on the back of your Luxury Card credit card (844) 724-2600. We will need to collect information from you in order to verify your identity, and then we will respond within 45 days of receiving your Personal Information Request. However, we cannot respond to your request or provide you with Personal Information if we cannot verify your identity and authority to make the request, and confirm that the Personal Information relates to you. You may make a verifiable consumer request on behalf of your minor child. You may also designate an authorized agent to make a request to know or delete on your behalf. We may require you to provide the agent with signed permission to submit a request, require that you verify your identity directly, or otherwise require you to confirm you have provided the authorized agent with permission. Under the CCPA, Personal Information includes the Personal Information identified at the beginning of this Privacy Policy, as well as the following categories of information, to the extent any is collected, (i) identifiers (such as contact information and cookie information), (ii) information protected against security breaches (such as name, driver’s license, social security number, user name and password); (iii) protected classification information (like race, gender, ethnicity), (iv) commercial information, (v) Internet/electronic activity, (vi) geolocation, (vii) audio/video data, (viii) professional or employment related information, (ix) education information, (x) biometrics, and (xi) inferences from the foregoing. We only collect Personal Information from you, which you may provide to us when you request information from us from this Site. We use and disclose the Personal Information only as described in this Privacy Policy. We do not sell the Personal Information of minors under the age of 16.

    Under California Civil Code Section 1798.83, also known as California’s “Shine the Light” law , California residents with whom we have an established business relationship are entitled to request and receive, free of charge, once per calendar year, information about the customer information we shared, if any, with other businesses for their own direct marketing uses in the previous calendar year. To request a copy, please contact us at concierge@luxurycard.com. Please be aware that not all information sharing is covered by the “Shine the Light” law requirements and only information on covered sharing will be included in our response.

  • (7) Nevada Privacy Rights

    If you are a Nevada resident, you may submit a request that we not sell any Personal Information we have collected about you in the future by managing your cookie settings here: Cookie Settings

  • (8) Encryption

    Luxury Card uses Industry-Standard encryption.

    We hope this policy clarifies our procedures regarding your Personal Information. We will notify you by email of any significant changes. We may also make nonsignificant changes to our Privacy Policy that generally will not affect our use of your Personal Information.

    If you feel we are not abiding by this posted privacy policy, you should contact our security and privacy staff by email at concierge@luxurycard.com.

Luxury Card marks are property of Black Card LLC. BLACKCARD is a registered trademark used under license. Luxury Card products are issued by Barclays Bank Delaware pursuant to a license by Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. All trademarks are the property of their respective owners. © 2019–2021 Black Card LLC.