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Mastercard Black Card

The Ultimate Buying Tool

The Best Airfare Redemption Rate Versus the Competition

The Best Cash Back Redemption Rate Versus the Competition

    The Best Airfare Redemption Rate Versus the Competition.

    The Best Cash Back Redemption Rate Versus the Competition.

      Patented Card Construction

      Each Mastercard Black Card is engineered with a unique stainless steel front and carbon back for durability and distinction.

      With 46 patents issued globally, Luxury Card leads the industry in metal card design and construction.

      Chip Security
      Stainless Steel
      • Luxury Card

        Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.

        • Features:
        • 2% Value for Airfare Redemptions
        • 1.5% Value for Cash Back Redemptions

      2% Value for Airfare Redemptions

      50,000 points will get you a $1,000 ticket on any airline with no blackout dates or seat restrictions.

      1.5% Value for Cash Back Redemptions

      Cash back can be deposited directly into a US bank account or applied as a statement credit.

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      • Luxury Card

        Enjoy 24/7 access to Luxury Card Concierge—a complete and dedicated lifestyle management service tailored to your personal requirements. From booking an extravagant travel itinerary to sourcing hard-to-find gifts, our Concierge specialists are on hand to ensure Cardmembers experience more.

        • Features:
        • Available 24/7
        • Dedicated Team
        • Global Network
        • Luxury Gifts

      Available 24/7

      Planning travel? Looking for the perfect gift? Trying to get tickets to a sold-out show? Luxury Card specialists are available to help fulfill requests, big or small, around the world and around the clock.

      Dedicated Team

      Luxury Card Concierge comprises a dedicated team of professionals who arrange travel, entertainment, reservations, purchases and other unique requests, as well as make referrals and recommendations for all Luxury Card members.

      Global Network

      A propriety CRM system allows Luxury Card agents to access a Cardmember’s entire request history as well as his or her profile preferences. This creates a seamless experience, ultimately creating an opportunity to make tailored recommendations and provide custom solutions for Luxury Card members, around the globe.

      Luxury Gifts

      The Luxury Gift Program is our way of thanking loyal Cardmembers. Throughout your membership, receive Luxury Gifts from some of the world's most iconic and recognized brand names.

      Mastercard Titanium Card members are not eligible for Luxury Gifts. The gift program has no predetermined schedule or frequency.
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      • Luxury Card Travel

        Luxury Card offers competitive rates and complimentary benefits with an average total value of $500** per stay at over 3,000 properties around the world. Enjoy amenities such as room upgrades, complimentary food and beverage, spa credits and more when you book with Luxury Card Travel.

        • Features:
        • Global Luggage Delivery
        • Car Rental
        • Cruise Privileges
        • Charter Services
        • Chauffeured Transportation
        • Airport Meet & Assist

      Global Luggage Delivery

      Luxury Card makes traveling simple. Send your luggage ahead of time to nearly any destination worldwide to avoid the hassle of carrying, checking and claiming bags, and even going through customs. On-time delivery is guaranteed to ensure you remain stress-free while protecting your possessions—simply and in style.

      Car Rental

      Drive away in your choice of car and enjoy competitive pricing, upgrades and convenient locations with Luxury Card’s select car rental partners.

      Cruise Privileges

      Enjoy an adventure on the high seas with Luxury Card’s cruise program, which provides access to privileges on more than 20 cruise lines. Revel in extensive amenities while appreciating the allure of ocean travel.

      Charter Services

      Delight in the ultimate VIP luxury experience: flying by private jet or chartering a yacht for a day, a week or longer.

      Chauffeured Transportation

      Arrange a personal chauffeur service to usher you to a business engagement, exclusive entertainment venue or family getaway. Highly professional and courteous chauffeurs are waiting to assist you 24/7.

      Airport Meet & Assist

      Save time, avoid hectic crowds and remove the inconvenience of airport procedures by having a professional representative meet and escort you through the airport process in an expedited fashion.

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      • Mastercard
        Black Card Benefits

        You can travel and buy with confidence and peace of mind knowing that you have access to a variety of benefits to make your trip more pleasant and your shopping more secure.

        See your Guide to Benefits for complete details.

        • Features:
        • Annual $100 Airline Credit
        • Global Entry & TSA Pre✓® Application Credit
        • VIP Airport Lounge Access with Priority Pass Select
        • Baggage Delay Insurance

      Annual $100 Airline Credit

      Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more. For your convenience, Luxury Card automatically applies the credit to your account.

      Global Entry & TSA Pre✓® Application Credit

      With Global Entry, enjoy expedited arrival into the United States from international destinations. Global Entry members are eligible to participate in TSA Pre✓®, an expedited domestic security screening at participating airports in the United States.

      Luxury Card members receive a one hundred dollar ($100) automatic statement credit for the cost of the Global Entry Application Fee.

      VIP Airport Lounge Access with Priority Pass Select

      Priority Pass Card Enjoy complimentary access to more than 1,000 lounges in over 500 cities worldwide.

      Baggage Delay Insurance

      If checked baggage on a common carrier flight is delayed in transit for tickets purchased using an eligible Luxury Card, you will be reimbursed for the cost of replacing essential personal or business items.

      Global Acceptance

      For your convenience, Luxury Card is accepted at 8 million domestic retailers and is part of an operating network in more than 210 countries and territories.

      Price Protection

      Achieve the best possible price on products you buy with your Luxury Card. Should you find a lower price for an eligible item within one hundred twenty (120) days from the original date of purchase using your Luxury Card, you may be reimbursed for the price difference.

      Mastercard ID Theft Protection

      Provides assistance 24 hours a day, seven days a week, with replacement of your card and notification to the credit bureau should you become the victim of Identity theft.

      $0 Fraud Liability Protection

      Pay only for purchases you have authorized with your Luxury Card, whether you pay in a store, over the phone or online. As a Cardmember, you are not responsible in the event someone makes unauthorized purchases with your card.

      Purchase Assurance

      Within the first ninety (90) days of purchase, Purchase Assurance will replace, repair or reimburse you for eligible items of personal property in the event of theft or other damages. Items must be purchased with your Luxury Card.

      Trip Delay

      If your trip is delayed more than six hours for a covered reason, you're covered for up to $300 per trip and $600 per 12-month period. Coverage is secondary to any other applicable insurance or benefit available to you, including benefits provided by the Travel Provider. Additional terms and conditions apply.

      Satisfaction Guarantee

      Provides a refund of a covered purchase made within 90 days of purchase for up to $500, should the original retailer not accept a return. There is a maximum of two claims over a 12-month period. Additional terms and conditions apply.

      Travel Accident Insurance

      As a Luxury Card member, you and your family will be automatically insured up to $250,000 against accidental loss of life or dismemberment if you purchase your common carrier travel tickets with your eligible Luxury Card.

      Extended Warranty Protection

      Double the original manufacturer’s warranty (or US store brand) where each warranty is 24 months or less. Coverage is eligible for items purchased with your Luxury Card.

      Auto Rental Collision Waiver

      Car rental services purchased with your eligible Luxury Card allow reimbursement for any damages due to collision or theft that may occur.

      Global Assistance Service

      Emergency assistance is available to you anytime, anywhere and in any language. This includes worldwide, 24-hour assistance with lost or stolen cards, obtaining an Emergency Card Replacement or Emergency Cash Advance.

      Trip Cancellation and Interruption

      If your covered trip is canceled or interrupted due to a covered reason, this benefit can reimburse you up to $5,000 per trip and $10,000 per 12-month period. Coverage is secondary to any other applicable insurance or benefit available to you, including benefits provided by the Travel Provider. Additional terms and conditions apply.

      Travel Assistance Service

      Travel Assistance Service is designed to assist you and your travel companions when traveling away from home. MasterTrip® Travel Assistance offers pre-trip destination services such as visa, passport and immunization requirements. Travel Service Medical Assistance and MasterLegal® Referral Service help with lost or stolen travel documents and luggage, as well as referrals to a network of physicians, arranging hospital transfers and referrals to attorneys, local embassies and consulates. Enrollment is automatic and the assistance service is free to Cardmembers.

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      • Mastercard®

        Luxury Card members enjoy invitation-only, once-in-a-lifetime experiences. Enjoy a look behind the scenes, sit courtside, see the dress rehearsal before opening night or learn skills from top experts in their trade. Mastercard Priceless delivers exclusive opportunities to go beyond the ordinary.

        • Features:
        • Privileged access to exclusive events and insider opportunities
        • Access to the Tournament Players Club (TPC) network of private club courses
        • Priceless® Surprises!

      Priceless® Cities

      Celebrate the world’s greatest cities and enjoy unique excursions, privileged access to exclusive events and insider opportunities.

      Priceless® Golf

      Access exclusive golf offers and experiences with the PGA Tour. Meet the Mastercard Golf Ambassadors, get Priceless tips and instructions from golf professionals, access the Tournament Players Club (TPC) network of private club courses, walk inside the ropes with the pros or join an official Pro-Am event.

      Priceless® Surprises!

      You never know where, when or who we will surprise next!

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      Cardmembers receive LUXURY MAGAZINE, an exclusive, members-only quarterly publication covering a broad range of categories—including travel, fashion, real estate, vehicles and technology. Each issue showcases an artist’s work as the cover art, making it a limited-edition collector’s item.

      View the latest issue

      Mastercard® Black Card

      The Ultimate Buying Tool

      Annual Fee: $495 ($195 for each additional user)1

      Apply Now
      or call us at 844.LUX.CARD