Mastercard® Black Card™ Benefits

You can travel and buy with confidence and peace of mind knowing you have access to a variety of benefits to make your trip more pleasant and your shopping more secure. Terms, conditions and restrictions apply, see your Guide to Benefits for complete details.

Annual Airline Credit1

Mastercard Black Card members receive up to $100 in annual air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more. For your convenience, Luxury Card automatically applies the credit to your account.

Global Entry & TSA Pre✓® Application Credit2

With Global Entry, enjoy expedited arrival into the United States from international destinations. Global Entry members are eligible to participate in TSA Pre✓®, an expedited domestic security screening at participating airports in the United States.

Luxury Card members receive a one hundred dollar ($100) automatic statement credit for the cost of the Global Entry application fee.

VIP Airport Lounge Access with Priority Pass™ Select2

Enjoy complimentary access to more than 1,200 airport lounges around the world with Priority Pass Select—regardless of the airline you are flying or class of ticket you have booked. For your convenience, Mastercard Gold Card and Mastercard Black Card members are automatically enrolled in the Priority Pass Select program.

Baggage Delay Insurance

If checked baggage on a common carrier flight is delayed in transit for tickets purchased using an eligible Luxury Card, you will be reimbursed for the cost of replacing essential personal or business items.

Global Acceptance

For your convenience, Luxury Card is accepted at 8 million domestic retailers and is part of an operating network in more than 210 countries and territories.

No Foreign Transaction Fees

Enjoy greater freedom with no foreign transaction fees on purchases made while traveling abroad.3

Price Protection

Achieve the best possible price on products you buy with your Luxury Card. Should you find a lower price for an eligible item within one hundred twenty (120) days from the original date of purchase using your Luxury Card, you may be reimbursed for the price difference.

Mastercard ID Theft Protection™

Provides assistance 24 hours a day, seven days a week, with replacement of your card and notification to the credit bureau should you become the victim of Identity theft.

$0 Fraud Liability Protection

Pay only for purchases you have authorized with your Luxury Card, whether you pay in a store, over the phone or online. As a Cardmember, you are not responsible in the event someone makes unauthorized purchases with your card.

Purchase Assurance

Within the first 90 days of purchase, Purchase Assurance will replace, repair or reimburse you for eligible items of personal property in the event of theft or other damages. Items must be purchased with your Luxury Card.

Trip Delay

If your trip is delayed more than six hours for a covered reason, you’re eligible to receive up to $300 per trip and $600 per 12-month period. Coverage is secondary to any other applicable insurance or benefit available to you, including benefits offered by the Travel Provider. Additional terms and conditions apply.

Satisfaction Guarantee

Provides a refund of a covered purchase made within 90 days of purchase for up to $500, should the original retailer not accept a return. There is a maximum of two claims over a 12-month period. Additional terms and conditions apply.

Travel Accident Insurance

As a Luxury Card member, you and your family will be automatically insured up to $250,000 against accidental loss of life or dismemberment if you purchase your common carrier travel tickets with your eligible Luxury Card.

Extended Warranty Protection

Double the original manufacturer’s warranty (or US store brand) where each warranty is 24 months or less. Coverage is eligible for items purchased with your Luxury Card.

Auto Rental Collision Waiver

Car rental services purchased with your eligible Luxury Card allow reimbursement for any damages due to collision or theft that may occur.

Global Assistance Service

Emergency assistance is available to you anytime, anywhere and in any language. This includes worldwide, 24-hour assistance with lost or stolen cards, obtaining an Emergency Card Replacement or Emergency Cash Advance.

Trip Cancellation and Interruption

If your covered trip is canceled or interrupted due to a covered reason, this benefit can reimburse you up to $5,000 per trip and $10,000 per 12-month period. Coverage is secondary to any other applicable insurance or benefit available to you, including benefits offered by the Travel Provider. Additional terms and conditions apply.

Travel Assistance Service

Travel Assistance Service is designed to assist you and your travel companions when traveling away from home. MasterTrip® Travel Assistance offers pre-trip destination services such as visa, passport and immunization requirements. Travel Service Medical Assistance and MasterLegal® Referral Service help with lost or stolen travel documents and luggage, as well as referrals to a network of physicians, arranging hospital transfers and referrals to attorneys, local embassies and consulates. Enrollment is automatic and the assistance service is free to Cardmembers.

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Mastercard® Black Card™
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