You can travel and buy with confidence and peace of mind knowing you have access to a variety of benefits to make your trip more pleasant and your shopping more secure. Terms, conditions and restrictions apply. See your Guide to Benefits for complete details.

Annual Airline Credit1

Mastercard Gold Card members receive up to $200 in annual air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more. For your convenience, Luxury Card automatically applies the credit to your account.

Global Entry & TSA Pre✓® Application Credit2

With Global Entry, enjoy expedited arrival into the United States from international destinations. Global Entry members are eligible to participate in TSA Pre✓®, an expedited domestic security screening at participating airports in the United States.

Cellular Phone Protection3

Simply pay for your mobile phone bill with your Luxury Card to activate coverage for eligible damage or theft claims. Your Luxury Card comes with yearly coverage should your phone need certain repairs or is stolen.

VIP Airport Lounge Access with Priority Pass Select2

Enjoy complimentary access to over 1,500 airport lounges and travel experiences in more than 600 airports across 145 countries with Priority Pass Select—regardless of the airline you are flying or class of ticket you have booked. For your convenience, Mastercard Gold Card and Mastercard Black Card members are automatically enrolled in the Priority Pass Select program.

Global Acceptance

For your convenience, Luxury Card is accepted at 8 million domestic retailers and is part of an operating network in more than 210 countries and territories.

Travel Accident and Baggage Delay3

Baggage delays are an inconvenience. You may be eligible for reimbursement of covered items up to $100 a day (maximum three qualifying days) for eligible baggage delays of more than four hours from the time you arrive at the travel destination (arrival at your primary residence is excluded). Additionally, in the event of an unfortunate travel accident, you will receive up to $250,000 coverage for eligible common carrier accidental death and dismemberment at no additional cost when you charge your entire travel fare to your eligible Luxury Card for a covered trip.

Mastercard® Special Offers

As a Luxury Card member, you enjoy a suite of additional travel, shopping and special offers on well-known products and services. Restrictions, limitations and exclusions may apply. Visit for complete details. These offers may be amended or canceled at any time without notice.

No Foreign Transaction Fees4

Enjoy greater freedom with no foreign transaction fees on international purchases.

Mastercard ID Theft Protection

Have peace of mind with access to a number of identity theft resolution services. Provides 24 hours a day, 7 days a week assistance with replacement of your card and notifying the credit agencies should you become the victim of identity theft.

$0 Fraud Liability Protection

Pay only for purchases you have authorized with your Luxury Card, whether you pay in a store, over the phone or online. As a Cardmember, you are not responsible in the event someone makes unauthorized purchases with your card.

MasterRental Coverage3

Provides secondary coverage for damages to an eligible rental vehicle when you pay for the entire rental transaction using your card and decline the coverage offered by the rental agency.

Mastercard Global Service3

Experience 24/7 customer service assistance with Lost and Stolen Card reporting, Emergency Card Replacement and Emergency Cash Advance.

Enhanced Trip Cancellation and Trip Interruption Insurance3

Provides secondary coverage for a round-trip purchase when you use your eligible card. You can be reimbursed for the cost of the non-refundable, round-trip expenses up to $5,000 per insured person if certain covered accidental events cause you to cancel or interrupt your trip for a covered reason.

Travel Assistance Services3

Designed to assist you or your travel companions when you're traveling 50 miles or more from home. Service is available 24 hours a day, 365 days a year, and provides Master Trip Travel Assistance, Medical Assistance and Master Legal Referral Service.