Experience the Difference

Our focus is on you. We are committed to treating you like a special guest. Our unique, individualized service goes hand in hand with premium benefits and generous rewards that are straightforward and flexible. You can expect more with Mastercard® Black Card™

Enjoy personalized attention with our 24/7 Luxury Card Concierge, hassle-free travel and exclusive Cardmember privileges. Your time, satisfaction and peace of mind are our priority.

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$495 Annual Fee ($195 for each Authorized User)1

Benefits that Pay

Balance Transfer Offer1

0% INTRO APR FOR 15 BILLING CYCLES on balance transfers that are made within 45 days of account opening. After that, the APR will be 21.24%, 25.43%, or 28.24% based on your creditworthiness. There is a fee for balance transfers.

2% Value for Airfare Redemptions2

50,000 points will get you a $1,000 ticket with no blackout dates or seat restrictions. No minimum threshold requirement for airfare redemptions.

1.5% Value for Cash Back Redemptions2

Cash back can be deposited directly into a US bank account or applied as a statement credit. No minimum threshold requirement for cash back redemptions.

Luxury Card Concierge®

Unforgettable moments don’t just happen. You need personal assistance that inspires you to discover something new and the tools to make it come to life. We’ll ensure your experience is exceptional, safe and stress-free.

Call, request, receive. It’s really that easy and that fast. At no extra costs, our Concierge service connects you with specialists 24/7, anywhere, by phone, email, text or the Luxury Card App. Your time is valuable—let our professionals assist you with everything from everyday tasks to unique experiences and anything in between.

Special Moments Await

Enjoy streamlined, always available service with Luxury Card Concierge. Fast response times, no department transfers and no pushy agents make for an easy experience as you plan and book your itinerary.

Frequent Concierge Requests

Recommend Spa Services

Deliver Gifts & Flowers

Book Tee Times

Access Concert & Event Tickets

Make Travel Arrangements

Source High-Demand Products

Plan Sightseeing & Hiking Trips

Arrange Dinner Reservations

Different Ways Luxury Card Concierge Can Help You

Offering around-the-clock service tailored to each Cardmember’s specific needs, Luxury Card Concierge provides a complete lifestyle management tool to ensure you save time and enjoy exceptional service.
A Luxury Card Concierge member testimonial, the member was downhill skiing when they called the Concierge to request making dinner plans for that evening.
Downhill Dinner Options

"I texted the Concierge when I was on a ski lift to help me find a restaurant reservation for a group of eight. I saw four options by the time I had finished my run."

Yard Work

"After moving I needed help finding a landscaper. The Concierge helped me screen potential services in the area."

A Luxury Card Concierge testimonial requesting dinner reservations with dietary restrictions.
Dietary Restrictions

"The Concierge is my go-to for sifting through restaurants to meet my wife's specific dietary restrictions. More often than not, they are not advertised and it requires a call to the restaurant."

A Luxury Card Concierge testimonial requesting research on the Best School districts for their child to attend in the area they were planning on moving to.
Research Education

"When moving to Denver with my wife and 3-year-old son, I asked the Concierge to research the best school districts in the city to help us narrow our home search."

A Luxury Card Concierge testimonial regarding requesting emergency delivery of medication for the member's ill child.
Emergency Service

"A Concierge agent arranged to have an emergency supply of children’s Tylenol delivered to me in the middle of the night because I was at home with an ill child."

A Luxury Card Concierge testimonial requesting a list of available deejays for the date of the member's wedding reception.
Special Day

"The Concierge called a list of deejays and venues I provided to see which were available for the day I was getting married."

A Luxury Card Concierge testimonial requesting arranging travel plans to Greece.
Jet Lag

"The Concierge helped me research and plan a trip to Greece that I kept putting off. They helped find and made so many arrangements."

Leading the Competition
Redemption Rate
Versus the competition

Luxury Card




Mastercard Black Card
Chase Sapphire® Reserve
Amex® Platinum Card®
CapitalOne® Venture X®
Cash Back
Redemption Rate
Versus the competition

Luxury Card




Mastercard Black Card
Chase Sapphire® Reserve
Amex® Platinum Card®
CapitalOne® Venture X®
Card Weight
Versus the competition

Luxury Card




Mastercard Black Card
Amex® Platinum Card®
CapitalOne® Venture X®
Chase Sapphire® Reserve

The Power of Redemption

Luxury Card’s redemption rewards every purchase with no limits, no blackout dates and no point expirations. Enjoy the choice between generous cash back or airline redemptions. More flexibility and more rewards mean your points take you further on your terms.

Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.

Point Balance
Use The Field Above To Type In Your Points Balance
$ 10
2% Redemption Rate
$ 10
Cash Back
1.5% Redemption Rate

Type in your points balance above or use the slider to see how much you could redeem.2

Designed with You in Mind

Leave your mark wherever you go with the craftsmanship of your Mastercard Black Card.

Luxury Card combines the most advanced principles of design and technology to raise the standards for the type of card you carry. The impressive metal 22-gram Mastercard Black Card delivers a sophisticated construction for its sophisticated clientele.

Your stainless steel and carbon card will always look its best. If something happens to your card, we will rush deliver a replacement wherever you are in the world.

$495 Annual Fee ($195 for each Authorized User)1

Hassle-Free Travel

Travel with unparalleled ease whether you’re looking to escape nearby or to a remote corner of the world.

$100 Global Entry & TSA Pre✓® Application Credit2

Mastercard Black Card members receive a one hundred dollar ($100) automatic statement credit for the cost of the Global Entry application fee. Enjoy expedited arrival into the United States from international destinations. Global Entry members are eligible to participate in TSA Pre✓®, an expedited domestic security screening at participating airports in the United States.

$100 Annual Airline Credit2

Receive up to $100 in annual air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Using your airline credit is simple — just pay for airline purchases with your Mastercard Black Card and we will automatically apply the credit to your account. That’s it. No need to activate or designate an airline, and you can use the credit to make as many travel-related purchases as needed until it is fully utilized.

Priority Pass™ Select Airport Lounge Access2

With your Mastercard Black Card, enjoy complimentary access to more than 1,300 airport lounges, mini-suites and even airport restaurants around the world with Priority Pass Select. Access includes unlimited visits for yourself as well as your guests.

Auto Rental Collision Waiver4

Secondary coverage for damages to an eligible rental vehicle when you pay for the entire rental using your eligible card and decline the coverage offered by the rental agency.

No Foreign Transaction Fees1

Enjoy greater freedom while traveling abroad. Get the most out of your rewards without incurring foreign transaction fees on international purchases.

Trip Cancellation & Interruption4

Secondary coverage on round-trip purchases. Collect up to $5,000 per insured person to recover losses from interrupted or canceled trips.

Travel Accident Insurance4

Receive up to $250,000 in the case of an accidental death or dismemberment when you charge your entire travel fare to your eligible card for a covered trip.

Baggage Delay Insurance4

Once bags are more than four hours late to your travel destination, Cardmembers can claim up to $100 a day in reimbursement payment of covered items for the inconvenience.

Travel Assistance4

Designed to assist you or your travel companions when you're traveling 50 miles or more from home. Service is available 24 hours a day, 365 days a year, and provides Master Trip Travel Assistance, Medical Assistance and Master Legal Referral Service.
Sweeten Your Next Getaway

The Luxury Card Travel® program offers you a value of $5003 per stay with an exclusive suite of benefits and services at over 3,000 global properties.

A Luxury Card exclusive benefit Daily Breakfast for two

Daily Breakfast For Two

A Luxury Card exclusive benefit Room upgrade at check-in

Room Upgrade At Check-in

A Luxury Card exclusive benefit Resort Credit

Resort Credit

A Luxury Card exclusive benefit Complimentary Wi-fi

Complimentary Wi-Fi

Featured Properties

Mastercard® Special Offers

As a Luxury Card member, you enjoy a suite of additional travel, shopping and special offers for well-known products and services.

valid Until March 31, 2024


Download the Lyft app and enroll your Luxury Card. Lyft will automatically add a $5 Lyft credit to your account once you take three rides in a month and pay with your Luxury Card.
valid Until Sept.30, 2023


Whatever your favorite flavor or items are, you can have them delivered straight to your door. With DashPass, the monthly membership from DoorDash, you can get free delivery, reduced service fees and exclusive offers from thousands of restaurants, grocery stores, convenience stores and more.

Use your Luxury Card to sign up for DashPass as a new member to get three (3) complimentary months of membership. After the DashPass trial period ends, new members will automatically be charged the current monthly DashPass rate, plus any applicable fees. Cardmembers who sign up for DashPass with an eligible Luxury Card will also receive a $5 discount each month until September 30, 2023. See full DashPass terms and conditions at www.doordash.com/terms.
valid Until March 31, 2024


Receive free two-day shipping and free return shipping on eligible purchases when you enroll for a complimentary ShopRunner membership with your Luxury Card.

Once enrolled you can start shopping and receiving exclusive offers at 100+ online retailers including clothing, shoes, beauty, electronics, home and gifts.
valid Until Sept.30, 2023


Receive a $5 Fandango Reward every time you spend $20 on movie tickets with Fandango or stream movies or TV shows on Fandango’s home entertainment streaming service using your Luxury Card.
Offer Subject to change

Priceless Golf®

Unlock access to over 1,000 luxurious private country clubs across North America. Play at one of the dozens of TPC courses near you. Schedule a tee-time at the World Famous Pebble Beach Resort. Visit priceless.com for details.
Restrictions, limitations and exclusions may apply. Visit Mastercard for complete details. These offers may be amended or canceled at any time without notice.
Protection Benefits

nd make purchases with confidence knowing you have access to a variety of benefits to make your trip more pleasant and your shopping more secure.

Cellular Telephone Protection4

Simply pay for your mobile phone bill with your Luxury Card to activate coverage for eligible damage or theft claims. Your Luxury Card comes with yearly coverage should your phone need certain repairs or is stolen.

Sends Alert Notifications4

Monitors suspicious activity related to personal information you choose to track such as your name, address, email address, social security number, date of birth, debit/credit card numbers or other sensitive data. Whenever questionable activity is detected, Cardmembers are sent alert notifications allowing them to take immediate action to minimize potential damage.

Monitors Credit File4

Checks for changes that could indicate fraud, such as new credit inquiries, an address change or a new account opened in your name.

ID Theft Resolution4

Provides you white-glove service with a resolution specialist when you require assistance resolving issues related to
identity theft.

Liability Protection4

With Mastercard Zero Liability Protection, you enjoy peace of mind knowing you won't be held responsible in the event that your Luxury Card is stolen and someone makes unauthorized purchases.

Mastercard Global Service®4

Experience 24/7 customer service assistance with Lost and Stolen Card reporting, Emergency Card Replacement and Emergency Cash Advance.
1 Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Mastercard Black Card Terms & Conditions.

This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

Annual Fee is $495 ($195 for each Authorized User added to the account). 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 21.24%, 25.43%, or 28.24% based on your creditworthiness. The minimum monthly interest charge will be $.50. Balance transfer fee: 3% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the section for the current Prime Rate information.

2 Conditions and limitations apply. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

3 Average value based on a 2022 stay of three nights at either a domestic or an international property. Benefits may include daily breakfast for two, room upgrade when available, welcome amenities, resort and dining credits, late check-out and early check-in when available and complimentary Wi-Fi. Actual value will vary based on property, room rate, upgrade availability, length of stay and use of benefits.

4 Restrictions, limitations and exclusions apply. Upon account approval, we will send you a Guide to Benefits, which includes a full explanation of coverages and details regarding specific time limits, eligibility and documentation requirements. Click here for details specific to Cellular Telephone Protection. Click here for details specific to Mastercard Global Service® and please note that calls made from a mobile phone may be charged.

Mastercard, Priceless Golf, Mastercard Global Service and the circles design are registered trademarks of Mastercard International Incorporated. © 2019–2023 Mastercard. All rights reserved.

Luxury Card marks are property of Black Card LLC. BLACKCARD is a registered trademark used under license. Luxury Card products are issued by Barclays Bank Delaware pursuant to a license by Mastercard International Incorporated, owner of registered trademarks Mastercard, World Elite Mastercard and the circles design. All trademarks are the property of their respective owners. © 2019–2023 Black Card LLC.

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