1 Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Mastercard Titanium Card Terms & Conditions.

This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

Annual Fee is $195 ($95 for each Authorized User added to the account). 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 20.24% to 28.24%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.

2 Conditions and limitations apply. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

3 Average value based on a 2024 stay of three nights at either a domestic or an international property. Benefits may include daily breakfast for two, room upgrade when available, welcome amenities, resort and dining credits, late check-out and early check-in when available and complimentary Wi-Fi. Actual value will vary based on property, room rate, upgrade availability, length of stay and use of benefits.

4 Restrictions, limitations and exclusions apply. Upon account approval, we will send you a Guide to Benefits, which includes a full explanation of coverages and details regarding specific time limits, eligibility and documentation requirements. Click here for details specific to Cellular Phone Protection. Click here for details specific to Mastercard Global Service^® and please note that calls made from a mobile phone may be charged.

Mastercard, Priceless Golf, Mastercard Global Service and the circles design are registered trademarks of Mastercard International Incorporated. © 2019–2025 Mastercard. All rights reserved.

The Luxury Card trademarks are property of Barclays Lifestyles LLC. BLACK CARD is a registered trademark used under license. Luxury Card products are issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated, owner of the registered trademarks Mastercard, World Elite Mastercard, and the circles design. All trademarks are the property of their respective owners. © 2024–2025 Barclays Lifestyles LLC.

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